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Ramon
Ramón, 50, is married and has 8 children. He lives in the town of Morazán, Yoro, with his wife and four of his children. Ramón is seeking to earn higher income to support his family. Seven years ago he decided to sell clothes like pants, jeans and new and used shirts. His business is ambulatory; he sets up shop along the sidewalk in town. He’s been able to stay in business thanks to ODEF loans. This loan he’s requesting now is for 17,000 Lempiras and it’s his seventh cycle. He needs to buy more clothing to stock up on and increase sales. His goal is to stay in business and improve it every day to support his children’s schooling and provide each one of them with better living conditions.
View original language description ↓
Don Ramón tiene 50 años de edad, casado, tiene 8 hijos y vive en el municipio de Morazan Yoro junto a su esposa y 4 de sus hijos. Ramón en busca de obtener más ingresos para la manutención familiar, hace 7 años decidió dedicarse a la venta de ropa como pantalones, jeans y camisas nuevas y usadas. Su negocio es ambulante él se ubica con su negocio en la calle peatonal de la ciudad. Ha mantenido esta actividad mediante varios préstamos que ha solicitado a ODEF, este préstamo que solicita es por 17,000 lempiras y es el séptimo ciclo, con el cual necesita comprar más mercadería de ropa para surtir e incrementar las ventas. Su meta es mantener y mejorar cada día su negocio para apoyar a sus hijos con el estudio y darles una mejor condición de vida a cada uno de ellos.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,200
    Average annual income
  • 23
    View loans »
    Honduras Loans Fundraising
  • $8,146,250
    Funds lent in using Kiva
  • 19.6
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Ramon to buy clothes to sell.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 29, 2012
Listed
Sep 25, 2012
Currency Exchange Loss:
Possible
Ended:
Oct 17, 2013