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Luz Maria
Luz María is 28 years old, married, and has a daughter. They live in the town of Morazan, Yoro.


Luz María has her own store where she sells frozen treats (cones, ice cream, popsicles, and ice cream cups), sweets (all types of candy and gum), donuts, cookies, and other items. She established this business four years ago and rents a shop in the central part of town. Luz María is currently requesting her third loan in the amount of 25,000 HNL. The money will be used to buy more products to sell. She wants to maintain her inventory of sweets and frozen treats so that she can increase her sales and her income.


Her plan is to take advantage of the credit opportunities offered by ODEF so that she can improve her business and her family’s standard of living.

View original language description ↓
Luz María, tiene 28 años de edad, es casada, tiene una hija y vive en el municipio de Morazan, Yoro. Ella tiene su propio negocio de venta de helados como conos, ice crean, paletas, copitas, y golosinas como confites y chicles de toda clase, churros galletas etc. el negocio lo tiene establecido desde hace 4 años en un local que alquila en el centro de la ciudad. El préstamo que ha solicitado actualmente es el tercer ciclo y es por 25,000 lempiras, con el cual comprara más producto para la venta. Quiere mantener surtido de dulces y helados para poder incrementar las ventas y sus ingresos. Su plan es aprovechar la oportunidad crediticia con ODEF para mejorar el negocio y ayudar el nivel de vida con su familia.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 73
    View loans »
    Honduras Loans Fundraising
  • $8,656,500
    Funds lent in using Kiva
  • 19.6
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Luz Maria to restock her store with a variety of sweets and frozen treats.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 27, 2012
Listed
Sep 25, 2012
Currency Exchange Loss:
Possible
Ended:
Apr 18, 2013