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Santos Erasmo
Erasmo is 33 years old and lives with his wife and his two children. He has worked in agriculture since his childhood. He learned this trade from his father, who was his example to continue, since by working very hard in agriculture he could sustain his family. Because of this, Erasmo works very hard to get ahead with his family and with all of the household expenses. He has been able to note that if he gives a lot of effort, in the end he has his reward. With his work he has been able to make many projects in his house, and with his family, a reality. But, with the cost of living these days he feels that his income isn't the same now and because of this he wishes to acquire a loan to be able to cultivate more land and obtain a higher income upon selling his output.

Don Erasmo buys the inputs he needs for his plants in the closest city, 3 kilometers from his house. But, as there is no public transportation he has to pay for a carrier that moves it or, on the contrary, he has to move on his back from the store to his house and this produces extra wear.

The loan will be invested to buy fertilizers, poisons and insecticides to be able to apply them to his corn and bean plants on time, to have an excellent harvest.

The first necessity that will be satisfied is that he will be able to buy all of the inputs together and thus obtain a better price, have savings in the sale, and the application to the plants will be just in the time that they need them.

His life will improve greatly, since upon buying all of the inputs and applying them on time to his plants, the production will be very good and when it's time to sell them more income will be generated.

In the future he wants to be able to carry out his dream to have a prosperous and abundant harvest, having faith in God, and with the help of the loan to be able to buy the inputs that he needs to apply them to his plants. He also wants his children to be good people in the community and learn a good trade to be able to carry out in the future.
View original language description ↓
El señor Erasmo es una persona de 33 años de edad vive junto con su esposa y sus dos hijos. se dedica a la agricultura desde su niñez, aprendió este oficio de su padre quien fue su ejemplo a seguir ya que trabajando muy duro la agricultura él pudo mantener a toda su familia. Por eso, Erasmo trabaja muy duro también para poder salir adelante con su familia y con todos los gastos del hogar y a podido notar que si se esfuerza mucho al final tiene su recompensa con el trabajo que realiza a podido hacer realidad muchos proyectos en su casa y con su familia pero por el costo de la vida; hoy en día siente que los ingresos ya no son los mismos y por eso desea adquirir crédito para cultivar mas tierras y obtener mas ingresos al vender la producción.
Don Erasmo, compra los insumos que necesita para sus cultivos en la ciudad mas cercana a unos 3 kilómetros de su casa; pero como no hay transporte publico tiene que cancelar a un vehículo que se los traslade o de lo contrario tiene que trasladarlo en su espalda desde la tienda hasta su casa y esto le produce un desgaste extra.
El crédito será invertido en la compra de abonos, venenos e insecticidas para poder aplicárselos a sus cultivos de maíz y fríjol a tiempo, para tener una excelente cosecha.
La principal necesidad que será satisfecha es que podrá comprar todos los insumos por junto y así obtener un mejor precio, tener un ahorro en la compra y en la aplicación a los cultivos será en el tiempo justo que lo necesiten.
Su vida mejorara grandemente ya que con la compra de todos los insumos y al aplicarlos a tiempo en sus cultivos la producción será muy buena y a la hora de venderla le generara más ingresos.
En el futuro desea poder ver realizado su sueño de tener un cultivo muy prospero y abundante teniendo la fe en DIOS y con la ayuda de el crédito para poder comprar los insumos que el necesita para aplicar a sus cultivos, también desea que sus hijos sean personas de bien para la comunidad y que aprendan un buen oficio para poder desempeñarse en el futuro.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $4,900
    Average annual income
  • 448
    View loans »
    El Salvador Loans Fundraising
  • $22,660,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Santos Erasmo to buy fertilizers, poisons and insecticides to be able to apply them to his corn an bean plants on time.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 18, 2012
Oct 2, 2012
Currency Exchange Loss:
Apr 18, 2013