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Julia
59-year-old Julia is a hardworking and enterprising woman. She's separated from the father of her three children. Her children are the main reason for her to keep on working and therefore be able to improve their living conditions. They live together in a house that she owns and was able to purchase with hard work and a lot of sacrifice. Julia's business is selling food such as breakfast in the mornings and meals in the afternoons, etc. Every morning she opens her stall, which she rents in the central market, and there she offers all her prepared food and also refreshments. She tends to her customers very kindly. They're mostly her own seller neighbors, who recommend her to other people that eventually become her regular customers.
She got her start over 20 years ago with a private loan. She used to buy and sell in small quantities and then she gradually expanded the business according to the demand for her food. To this day she does the work on her own.
She considers her business to be very profitable because of the earnings she gets from it, and because she almost always sells everything she prepares.
Furthermore, she reports that she enjoys her business, because she's skilled at cooking. She decided to start the business due to the need for an income and a trade of her own, because the child support wasn't enough for her children and she faced financial hardships. Now, as she sees good results, she wishes to keep her business going. This is her second loan with MFP. She's very glad to know that she has financial support, because that way she feels secure to move forward with her business. On her part, she pledges to make her repayments in a timely manner, as she has in her previous loans. Besides, she's very glad to be a member of her communal bank, since everyone is very responsible and supportive. With the requested amount of 1,500 nuevos soles she will purchase ingredients and supplies for making food and selling it at her stall. She'll get better prices for her purchases, and therefore she'll stay in business and increase her profits.
View original language description ↓
Julia, de 59 años, es una mujer trabajadora y emprendedora. Es separada del padre de 03 hijos, quienes son su principal motivo para segur trabajando y lograr así brindarles una calidad de vida. Ellos viven juntos en su casa propia que pudo comprar en base a esfuerzo y muy sacrificio. El negocio que tiene Julia es la venta de comidas como desayunos en las mañanas y menús en las tardes, entre otros. Todos las mañanas abre su puesto de venta, siendo un local alquilado en el mercado central y oferta todos sus comidas preparadas, además de refrescos, atendiendo muy amablemente a sus clientes quienes son en su mayoría sus propios vecinos comerciantes, y la recomiendan a otros personas que con el tiempo se vuelven sus clientes habituales.
Se inició hace más de 20 años, con un préstamo particular, comprando y vendiendo en pocas cantidades, para luego ir aumentando de acuerdo a la demanda de sus comidas, y hasta el momento lo realiza ella sola.
Considera a su negocio bastante rentable por las ganancias que le deja, y que casi siempre acaba todo lo que prepara para vender.
Además comenta le gusta su negocio pues conoce de cocina y se decidió a empezar por la necesidad de contar con un ingreso propio y tener un oficio pues la pensión para sus hijos no les alcanzaba y tenía apuros económicos. Ahora viendo los buenos resultados desea continuar con su negocio. Este es el crédito número 02 con MFP, está muy contenta de saber que tiene un apoyo financiero, ya que así se siente segura de avanzar con su negocio. Por su parte ella se compromete a pagar sus cuotas de manera puntual, como en anteriores créditos que tuvo. Además está muy contenta de pertenecer a su banco comunal ya que todos son muy responsables y solidarios. Con el monto solicitado de 1500 nuevo soles, lo invertirá en la compra de ingredientes e insumos para la preparación de comidas y ponerlas a la venta en su negocio, buscando precios cómodos por sus compras, así continuar con éste negocio y aumentar sus ingresos.

About Peru

  • $6,715
    Average annual income
  • 89
    View loans »
    Peru Loans Fundraising
  • $55,985,050
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Julia to purchase ingredients and supplies for making food.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 21, 2012
Listed
Oct 2, 2012
Currency Exchange Loss:
Possible
Ended:
Jun 26, 2013