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Victor
22-year-old Victor is a single man. He lives with his daughter Juliet in a house he's been renting for a year. He lived with his parents until a year ago, when he decided to become independent and live with his little girl. He works very hard so that he can improve his daughter's living conditions. His main business is focused on making bricks. "I've learned the trade ever since I was a child; my parents and other relatives are in this line of work", he says. That's why he became independent from his parents and started a business of his own three years ago. He currently has his own oven, which he uses to his full advantage, since it's his only source of income. He makes an average of 9,000 bricks a month, and he sells them at his own factory. The area where Victor works is very well-known for its brick manufacturing businesses, and they already have regular customers who come to negotiate the product. He belongs to the "Juventud Nueva Generación" communal bank and this is his second loan with MFP. He gives thanks for the support he's getting, because it helped him increase his working capital. For that reason he pledges to make his repayments in a timely manner. Victor will use the money to purchase branches of wood and sawdust in order to make the bricks.
View original language description ↓
Víctor, de 22 años es un hombre soltero. Vive en compañía de su hija Juliet en la casa que alquila desde hace un año. Hace un año vivía junto a sus padres, tomo la decisión de independizarse y vivir junto a su pequeña hija por quien trabaja muy duro con el objetivo de brindarle una mejor calidad de vida. Su principal actividad económica se centra en la fabricación de ladrillos, “desde niño aprendí el oficio, mis padres y demás parientes se dedican a este oficio”, comenta. Es así que desde hace 3 años, se independizó de sus padres y comenzó por el mismo a emprender el negocio; en la actualidad cuenta con un horno propio del que saca el mayor provecho pues es su único ingreso económico. Al mes realiza un promedio de 9 millares de ladrillos, los que vende en la misma fábrica pues la zona donde trabaja Víctor, es muy conocida por la elaboración de ladrillos y ya tienen clientes fijos que llegan a negociar el producto. Él pertenece al grupo solidario “juventud nueva generación” y este es el segundo préstamo con MFP, agradece el apoyo que recibe pues le ayudó a incrementar el capital de su negocio. Por esa razón promete ser puntual con el pago de sus cuotas. Víctor, invertirá el dinero en la compra de ramas y aserrín para la elaboración de los ladrillos.

About Peru

  • $6,715
    Average annual income
  • 55
    View loans »
    Peru Loans Fundraising
  • $55,923,400
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Victor to purchase branches of wood and sawdust for making bricks.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Aug 23, 2012
Listed
Oct 2, 2012
Currency Exchange Loss:
Possible
Ended:
May 6, 2014