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Esther is a widow with five children--four of her children go to school. She doesn’t take care of additional family members. She has a business of selling charcoal selling to all categories of customers, both retail and wholesale. She has applied for a loan of 900000 Ugandan shillings from MCDTSACCO to buy more bags of charcoal. She has been in charcoal business for one year.

Besides this charcoal business, she own a kiosk at the nearby school selling bread, biscuits, sweets, fried cassava and cakes. She works seven days out of every week and works from her home. Her major business challenges include transportation of bags of charcoal from the villages to her home and also the rainy season which hinders her movements. She aspires to own a delivery van to ease transportation, to build rental rooms, and to educate her children up to university. She resides in her own house and the family has no access to piped water but has access to electricity. Her monthly expenses includes school fees and feeding the family.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 211
    View loans »
    Uganda Loans Fundraising
  • $31,442,275
    Funds lent in using Kiva
  • 2,507.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Esther to buy more bags of charcoal.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 19, 2012
Sep 27, 2012
Currency Exchange Loss:
Apr 17, 2013