Check out some available loans that are similar to this one!
Upendo Group
In this Group: Kyakimwa, Zamuda, Kavira, Kavira, Ingai, Ngenda, Kambere, Kabuo, Kabuo, Neema, Umutesi, Asha, Nakure, Kyakimwa, Nzigire, Nyirabambazi, Muhambikwa, Amina, Aimee, Nikuze
The borrower, Ngenda, is the representative of the Upendo business group. She is an entrepreneur and the mother of seven young children.

Ngenda sells onions, garlic, sweet drinks etc. She and her husband work together and help one another.

Ngenda displays her goods at a small market located in the Birere neighborhood, along the road that leads to Goma international airport. She started her business using her own funds received from her husband, and she has now been involved in this type of income-generating activity for more than 14 years.

She has already completed 18 loan cycles using the micro-loan program offered by Hekima. This new loan will be used to buy one bag of onions, two bags of garlic etc.

Ngenda wants to see her children grow up comfortably and she would also like to expand her business.

She thanks Hekima for its actions in favor of low-income women excluded from the traditional banking system.
View original language description ↓
La cliente Ngenda, est conseillère du groupe d’affaire « Upendo », est entrepreneur, mère de 7 jeunes enfants. Elle est vendeuse des oignons, aies, etc., et des boissons sucrées. Elle s’entraide avec son mari dans toutes ces activités. Elle installe ses marchandises dans un petit dépôt dans le quartier Birere, au long de la route vers l’aéroport international de Goma. Elle a commencé cette activité avec son fonds propre reçu de son mari. Il y a plus de 14 ans qu’elle exerce ces petites activités génératrices de revenus. Cependant, elle vient de réaliser 18 cycles dans le programme de microcrédit de Hekima. Ce nouveau crédit doit lui servir de s’approvisionner avec 1 sacs d’oignons et 2 sacs d’aies, etc. En plus, elle souhaite voir ses enfants grandir confortablement et accroître son entreprise. La cliente salut l’initiative de l’IMF Hekima en faveur de pauvres femmes exclues de banque classique.

Additional Information

More information about this loan

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 44
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $11,989,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Upendo Group's $5,650 loan helped a member to buy one bag of onions, two bags of garlic, etc..
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 7, 2012
Sep 24, 2012
Currency Exchange Loss:
Feb 15, 2013