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Im, a 55-year-old single parent, works very hard for a chance to experience a better living standard. She manages a farming business in s small village in the Baray district of Kompong Tom province. Four of her children always help her in the business in order to maintain good crop production and one of her children has an independent life.

Due to the lack of animals to maintain her rice field, Im usually pays to rent a tractor to till her land every season, which affects her cash flow. Therefore, she is requesting a loan of 700 USD to purchase a couple of cows for farming purpose. She hopes for the further development of her farming business in order to experience a measure of prosperity some day.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 268
    View loans »
    Cambodia Loans Fundraising
  • $37,506,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Im to purchase a couple of cows.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Aug 21, 2012
Oct 1, 2012
Currency Exchange Loss:
Oct 17, 2013