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Desire is 26 years old and is married with 3 children aged between 1 and 6 years old. He owns barber shop and he operates his business from 6 a.m. until 8 p.m. every day except on Sunday per week. He currently employs four people to help him, and he has seven years of experience in this work.

Desire has requested a loan from Kiva lenders via Vision Finance Company in order to expand his barber shop by buying various materials like chairs, tables, etc. He plans to use any profits generated from this loan to satisfy his family's basic needs and to reinvest in his business.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 102
    View loans »
    Rwanda Loans Fundraising
  • $13,468,725
    Funds lent in using Kiva
  • 603.0
    Rwanda Francs (RWF) = $1 USD