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Gjystina is 39 years old with five children, all of whom are going to school. They live in northern Albania and Gjystina’s activity for the last seven years has been livestock. She has been selling milk to local dairy farms and baby calves to locals ever since. She has been able to build a good and steady clientele that has helped her earn an income for her family.

Gjystina has plans to educate all of her children, but before that happens, she needs to increase the size of her house. The house they live in is too small and all of them, parents and children, sleep in the one room-house. She is requesting a Kiva loan and the lenders appreciation of this matter.

Kiva lenders' contribution will be a tremendous help to her and her family and she is very grateful.

Note that Gjystina applied for another loan in the past and repaid it.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Albania

  • $10,700
    Average annual income
  • 26
    View loans »
    Albania Loans Fundraising
  • $2,671,075
    Funds lent in using Kiva
  • 106.7
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,900 helped Gjystina to add one more room to their current one-room house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 20, 2012
Oct 1, 2012
Currency Exchange Loss:
Jul 17, 2013