Johan and family live in coastal area. He runs a shrimp fishing business. Johan goes to catch shrimp at 4 am in the morning. He brings a trawl with him to catch the shrimp. Johan normally sells the shrimp directly to the shrimp collectors and gets the payment at the end of the month based on the shrimp weight.
At the moment, Johan would like to buy extra trawls in order to improve his shrimp business. To do so, Johan is requesting a loan of IDR 6,000,000 from TLM. The loan would help him to add 10 more trawls.
About Tanaoba Lais ManekatThis loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.
TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.
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