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Johan is a 44-year-old man who is married to Martina, a 38-year-old lady. They have three children: Fandro, 18, who is attending 2nd grade of senior high school; Dram, 12, who is attending 4th grade of elementary school; and Yelmi, 7, who is attending 1st grade of elementary school.

Johan and family live in coastal area. He runs a shrimp fishing business. Johan goes to catch shrimp at 4 am in the morning. He brings a trawl with him to catch the shrimp. Johan normally sells the shrimp directly to the shrimp collectors and gets the payment at the end of the month based on the shrimp weight.

At the moment, Johan would like to buy extra trawls in order to improve his shrimp business. To do so, Johan is requesting a loan of IDR 6,000,000 from TLM. The loan would help him to add 10 more trawls.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 18
    View loans »
    Indonesia Loans Fundraising
  • $5,293,200
    Funds lent in using Kiva
  • 9,555.4
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Johan to purchase 10 more shrimp-catching trawls.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Sep 18, 2012
Sep 27, 2012
Currency Exchange Loss:
Feb 19, 2014