In has been a cultivator for almost 10 years and she is an experienced farmer. In and her husband help each other handle this farming project to raise their family out of poverty. Their ambition is to provide quality of life and good education to their two children, who are currently at school. In typically grows various kinds of rice, beans, and vegetables to sell to local traders or market vendors. The main challenges of the family's businesses are reduced crop yield because of pests, and flooding that happens occasionally. In order to maintain healthier production and enjoy a better harvest this year, In really needs farming supplies to apply to her crops at the right time and in a suitable manner. That is why she decided to take out a loan of 1,500,000 KHR to purchase fertilizers and pesticides, and also to pay for labor costs. This will make her family more productive in their farming business.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.