Janet is very hardworking, and with a lot of effort she managed to start her business selling clothing three years ago. She can serve up to 15 customers a day, and with the fruit of her work she can help her husband with the household expenses and be able to get her young child ahead. She believes it's going well for her in her business because she's very friendly with the customers and especially because she has a great desire to get ahead.
Janet is very grateful to the Kiva lenders because thanks to their help she'll be able to buy merchandise for her business, such as jeans, track suits, shirts, and t-shirts, among other things.
This way she'll be able to have a greater variety of products and improve her income, which will allow her to continue to fight every day to make her biggest dream come true: "To give her son a good education and to be able to give him a better quality of life."
Janet está muy agradecida con los prestatarios Kiva ya que gracias a la ayuda que le han brindado ella podrá comprar mercadería para su negocio como pantalones jeans, buzos, camisas, polos, entre otros; de esta manera podrá tener mayor variedad de productos y podrá mejorar sus ingresos, lo que le permitirá seguir luchando cada día para hacer realidad su más grande sueño:” Darle una buena educación a su hijo y poder darle una mejor calidad de vida”.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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Success!! The loan was 100% repaid