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Johana Lizeth
Johana, 21, is a hardworking and enthusiastic young woman. She's the mother of a three-year-old little girl whom she loves very much and for whom she would give her life to see her happy. Her home is located in the city of Imperial, known for its warm and welcoming climate. There's agriculture there, especially the production of bananas, corn, and other crops.

Johana is a fighter who with a lot of effort managed to start her business selling groceries a year ago. With this she's able to pay for the household expenses and especially get her little girl ahead. She works around 10 hours a day and can serve up to 20 customers. She believes that it's going well for her in her business because she has a great desire to get ahead. For this reason she works responsibly and with good customer service.

Johana is very grateful to the Kiva lenders because thanks to their help she'll be able to buy display cases and shelving for her business. This way her business will be better organized and eye-catching for the customers and she'll be able to improve her income.

She'll continue to fight every day to make her biggest dream come true: "To give her daughter a good education and to make her business grow."
View original language description ↓
Johana tiene 21 años de edad es una joven muy trabajadora y entusiasta, es madre de una pequeña de 3 años de edad, a quien ama muchísimo y por quien da la vida por verla feliz. Su vivienda se ubica en la ciudad de Imperial, ciudad que se caracteriza por tener un clima cálido y acogedor, asimismo se desarrolla la agricultura en especial el cultivo de plátano, maíz, entre otros. Johana es una mujer luchadora y con mucho esfuerzo logro iniciar su negocio de venta de abarrotes desde hace ya un año, con el cual puede solventar los gastos de su hogar y sobre todo salir adelante a su pequeña, ella trabaja alrededor de 10 horas al día y puede atender hasta 20 clientes diariamente; ella cree que le va bien en su negocio porque tiene muchas ganas de salir adelante y por ello trabaja de manera responsable y sobre todo con buena atención a los clientes.

Johana está muy agradecida con los prestatarios Kiva ya que gracias a la ayuda que le han brindado ella podrá comprar vitrinas y andamios para su negocio, con lo cual podrá tener un negocio más ordenado y vistoso para los clientes y podrás mejorar su ingresos, así ella podrá seguir luchando cada día para poder hacer realidad su más grande sueño:” Darle una buena educación para su hija y que su negocio crezca”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 114
    View loans »
    Peru Loans Fundraising
  • $56,100,525
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Johana Lizeth to buy display cases and shelving.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 29, 2012
Listed
Sep 24, 2012
Currency Exchange Loss:
Possible
Ended:
Nov 17, 2013