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Renacer Group
In this Group: Nilda Mercedes, Elda Suyapa, Nelson Fernando
Doña Mercedes is married, 44 years old and has four children. Her husband works as a day laborer for a private business. She is a very friendly, helpful, happy, hardworking and honest person. Twelve years ago, she began working as a street vendor, selling sweets, such as cupcakes and “topollillos” (a Honduran popsicle). Currently she has a small store, but still continues working as a street vendor. Mercedes has gradually been stocking her store with other products that her customers ask her to sell.

She started to work for herself and over time learned to manage her business. Her work schedule begins at 5:30 a.m. and ends at 9 p.m. Doña Mercedes is requesting this loan in order to stock her business and continue having a source of income to help her husband support the family. Her main challenge is moving both her business and her family ahead. She has received support from FAMA through two loan cycles and has had a good record of repayment.
View original language description ↓
Doña Mercedes es casada, tiene 44 años de edad y tiene 4 hijos, su esposo se dedica a trabajar como jornalero en una empresa privada, ella es una persona muy amable, servicial, alegre, trabajadora y honrada. Hace 12 años comenzó vendiendo de forma ambulante golosinas como ser pastelitos, topollillos, pero en la actualidad tiene una pulpería y también sigue vendiendo de ambulantemente, doña Mercedes poco a poco a ido surtiendo su negocio con otros productos que los mismos clientes le recomiendan vender.
Inicio a trabajar por cuenta propia y en el transcurso del tiempo aprendió a manejar su negocio, su horario de atención inicia a partir de las 5:30 a.m. y culmina a las 9:00 p.m. doña Mercedes solicita este préstamo para invertirlo en la compra de productos como ser: arroz, azúcar, manteca, sal, frijoles, carnes, entre otros para fabricar los pastelitos, tajaditas, etc. Con el apoyo de este préstamo podrá surtir su negocio y seguir teniendo una fuente de ingresos para poder apoyar a su esposo con el sostenimiento de su familia. Su principal desafío es sacar adelante su negocio y su familia. Doña Mercedes tiene 2 ciclos de recibir el apoyo de FAMA mediante los préstamos obtenidos y ha mantenido un buen comportamiento de pago.

Additional Information

About FAMA:

Honduras is one of the poorest countries in the Western Hemisphere with approximately 59% of people living below the poverty line. Familia y Medio Ambiente OPDF (FAMA OPDF) is a Honduran non-profit with no religious or political affiliation. FAMA’s mission is to provide quality and opportune financial services so that men and women have equal opportunities to develop their micro or small businesses, whether they focus on agriculture, manufacturing or services. FAMA operates 13 branches throughout Honduras and serves over 12,500 clients.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Honduras

  • $4,800
    Average annual income
  • 37
    View loans »
    Honduras Loans Fundraising
  • $8,919,800
    Funds lent in using Kiva
  • 19.6
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A portion of Renacer Group's $625 loan helped a member to purchase groceries in general.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 20, 2012
Sep 24, 2012
Currency Exchange Loss:
Feb 26, 2013