She started to work for herself and over time learned to manage her business. Her work schedule begins at 5:30 a.m. and ends at 9 p.m. Doña Mercedes is requesting this loan in order to stock her business and continue having a source of income to help her husband support the family. Her main challenge is moving both her business and her family ahead. She has received support from FAMA through two loan cycles and has had a good record of repayment.
Inicio a trabajar por cuenta propia y en el transcurso del tiempo aprendió a manejar su negocio, su horario de atención inicia a partir de las 5:30 a.m. y culmina a las 9:00 p.m. doña Mercedes solicita este préstamo para invertirlo en la compra de productos como ser: arroz, azúcar, manteca, sal, frijoles, carnes, entre otros para fabricar los pastelitos, tajaditas, etc. Con el apoyo de este préstamo podrá surtir su negocio y seguir teniendo una fuente de ingresos para poder apoyar a su esposo con el sostenimiento de su familia. Su principal desafío es sacar adelante su negocio y su familia. Doña Mercedes tiene 2 ciclos de recibir el apoyo de FAMA mediante los préstamos obtenidos y ha mantenido un buen comportamiento de pago.
About FAMA:Honduras is one of the poorest countries in the Western Hemisphere with approximately 59% of people living below the poverty line. Familia y Medio Ambiente OPDF (FAMA OPDF) is a Honduran non-profit with no religious or political affiliation. FAMA’s mission is to provide quality and opportune financial services so that men and women have equal opportunities to develop their micro or small businesses, whether they focus on agriculture, manufacturing or services. FAMA operates 13 branches throughout Honduras and serves over 12,500 clients.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid