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Guillermo Antonio
Guillermo is 48 years old, works in construction, and his wife works as a domestic employee. Doing so, they learned how to survive with his son who is ten years old and is studying in a public school. This is his first experience working with credit, but for him it's a great opportunity because it will make improvements in his home.

In this case, he will build a part where the kitchen is, because it's in a very poor condition. He needs to buy construction materials such as iron, cement, gravel, blocks, wire and sand to start the work. His future plans are to finish building his home and provide more space and comfort to his family.
View original language description ↓
Don Guillermo tiene 48 años, trabaja en construcción, su esposa labora como domestica así ellos han sabido subsistir junto con su hijo de 10 años quien estudia en un colegio público. Esta es su primer experiencia en trabajar con crédito, pero para él es una gran oportunidad porque puede realizar mejoras en su hogar; en este caso construir la parte de la cocina que está en muy malas condiciones, por lo que necesita comprar materiales de construcción como hierro, cemento, piedrines, bloques, alambre y arena para empezar a levantar la obra, sus planes futuros es terminar de construir su casa y brindarle mayor espacio y comodidad a su familia.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 93
    View loans »
    Nicaragua Loans Fundraising
  • $24,753,075
    Funds lent in using Kiva
  • 23.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Guillermo Antonio to buy iron, cement, gravel, piedrines, blocks, wire and sand.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Aug 24, 2012
Oct 2, 2012
Currency Exchange Loss:
Nov 17, 2013