Update on Cesar EnriqueCesar Enrique, 54, is married and has 8 children. He lives with his wife and children in Recinto Rancho Grande in Ventanas canton, in Los Rios province.
The communal bank "Bendición de Dios" is located in Recinto Rancho Grande in Puerto Pechiche parish, 45 minutes from the office of Cooperativa San Jose. The group has 11 members.
Cesar Enrique is a farmer who cultivates rice and corn. He is requesting a loan to buy manure, urea, insecticides, herbicides, and Ranger (a pesticide). With the assistance of this loan, he will be able to have a better harvest.
Cesar Enrique makes his purchases every 15 days in the city of Ventanas. His dream is to buy a farm to work, so that he could obtain more income. The challenge he faces is dealing with the pests that damage his crops.
In his free time, he enjoys caring for his crops.
"Cesar is very grateful for the previous loan, because he was able to cultivate his crops and buy fertilizers so that he could keep them in good condition."
La VRC Bendición de Dios se encuentra ubicada en el Recinto Rancho Grande de la parroquia Puerto Pechiche a 45 minutos de la oficina, está conformada por 11 socios.
CESAR ENRIQUE se dedica a la agricultura a la siembra de arroz y maíz. Solicita el crédito para comprar abonos, urea, insecticidas, lìquidos mata plagas, ranger. Con la ayuda del crédito podrá amejorarv la cosecha.
Las compras las realiza cada 15 días en la ciudad de Ventanas. El sueño es comprar una finca para trabajar y obtener un poco más de ingresos. Los desafíos a los que se enfrenta son las plagas que dañan los cultivos.
En el tiempo libre le gusta cuidar los cultivos.
"Cesar esta muy agradecido por el anterior crédito porque pudo sembrar y comprar los fertilizantes para que los cultivos esten en buenas condiciones."
Previous Loan DetailsCesar Enrique is 53 years old, married, and has eight children who are 28, 25, 23, 21, 19, 18, 15 and 3 years old. He lives with his wife and children in Rancho Grande, in Ventanas canton, in Los Ríos province. The 'Bendición de Dios' (God's Blessing) community bank is located in Rancho Grande,… More from Cesar Enrique's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid