Joulienne, the group's representative, is the one raising her hand in the photo. It is the third time that the members of this group are requesting financial assistance from ALIDé, in order to raise the level of their activity and to better meet their customers' demand.
Joulienne never went to school. She is 33 years old and married to a driver named Antoine. Joulienne and Antoine have three children, some of whom attend school. All three children are their dependents. Parents and children live together, and the couple jointly takes care of the various expenses of the family.
To help provide for the family, Joulienne has been selling fruits for the past ten years or so. Additionally, she sells palm oil, which she produces at home, using palm nuts. She buys her supplies in a region of Benin.
In order to strengthen their activity and to better meet the needs of their customers, Joulienne and the other members of the WANGNINAGBE group are requesting a third loan from ALIDé. Their ambition is to increase their level of activity.
Previous loans have been duly repaid.
About AlidéAlidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.
Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid