Luis has worked since he was very young because his parents are humble people and he always helps them with household expenses. Because of their limited financial resources he was only able to attend secondary school but would have liked to have studied mechanical engineering. Luis used to work as a construction worker and then as a watchman at a firm and currently works as a cook in a roasted chicken shop in his city. He works about nine hours daily. He believes that he’s doing well in his work because he’s responsible and above all because he likes to cook and he prepares tasty dishes.
Luis is very grateful to Kiva lenders because thanks to the help they’ve given him he will be able to pay fees to get a driver’s license since he’s gotten the opportunity of working for a transportation firm in the city and it’s important to have a license. In this way, he will be able to have better employment and continue supporting his parents while he continue working hard to make his greatest dream a reality: to own a restaurant and provide his parents with a better quality of life.
Luis está muy agradecido con los prestatarios Kiva ya que gracias a la ayuda que le han brindado el podrá realizar los trámites para obtener su licencia de conducir, ya que se le ha presentado la oportunidad de trabajar en una empresa de transporte de su ciudad y es importante que tenga dicha licencia, de esta manera el podrá tener un mejor empleo y poder seguir apoyando a sus padres y seguir luchando para poder hacer realidad su más grande sueño:” Tener un restaurante propio y darle una mejor calidad de vida a sus padres”.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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