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Julia
Julia is 56 years old and a very persevering, sociable, happy and hard working woman. She lives with her partner Pedro who makes a living in commerce and is the father of her six children. They live in the company of two of their children: Percy is 30 years old and is married with two children; and Pedro is 25 years old. They are all together in their own house that they build thanks to the result of the hard work.

Julia has a family business that she runs with her partner. She works in administrating the business which consists of buying and selling fish wholesale. She sells to other cities where she offers them a higher price and obtains greater earnings. She also has two motorcycle taxis that she bought with her earnings and rents to her neighbors. She began this work more than five years ago due to her husband's initiative, who learned this trade in another city. Sales are only made on request by clients who have their stalls in the main markets of the city or in other cities.

Fortunately it is going very well for her and her business continues to positively expand. She considers her business profitable for the good earnings that she has, which are greater than her previous business selling vegetables in the market. She likes her work because of the income that she receives and because it helps her to cover her household expenses and see her capital grow from the demand and increased price of this product due to scarcity.

Because of this she has plans to continue and expand her business and in the future open up a grocery store in her house so that she can be in her house and rest a little without missing out on work.

This is her eighth loan with MFP and she is thankful to those that have given her the opportunity to access this loan that will afford her security to continue working. She also is committed once again to fulfill her loan installments punctually since she does not wish to leave her group with a negative image. Her group is characterized for its punctuality and responsibility in payments. The amount that she has requested of 1800 nuevo soles will be invested to buy fresh fish. She will also do maintenance on one of her motorcycle taxis so that they can continue working with it.
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Julia de 56 años de edad, es una mujer empeñosa, sociable, alegre y trabajadora. Es conviviente con Pedro quien se dedica al comercio y es padre de sus 6 hijos. Vive en compañía de 2 de sus hijos: Percy de 30 años con su esposa y sus 2 hijos; y Pedro de 25 años, instalados cómodamente en su propia casa que construyeron en conjunto gracias al resultado de su esfuerzo laboral. Julia tiene un negocio familiar que realiza con su pareja, siendo ella la administradora del negocio consistente en la compra y venta de pescados al por mayor. Vende a otras ciudades donde los ofrece a sobrecosto, obteniendo mayores ganancias. También cuenta con 2 mototaxis que compró con sus ganancias y los alquila a sus vecinos. Se inició en esta actividad hace más de 5 años por la iniciativa de su pareja quien aprendió a desarrollar este oficio en otra ciudad. La venta solo lo realiza por pedidos de clientes que tienen sus puestos de venta en los principales mercados de la ciudad o en otras ciudades. Afortunadamente le va muy bien y su negocio continúa en proceso de expansión positivamente. Considera a su negocio rentable por las buenas ganancias que le deja, que son mayores de su anterior negocio de venta de verduras en el mercado. Le gusta su actividad por el ingreso económico que percibe y que le sirven para ayudar a solventar sus gastos del hogar, además de ver crecer su capital por la demanda y el aumento del precio de este producto por la escasez. Por eso tiene planes de continuar y ampliar su negocio y en un futuro abrir una bodega de abarrotes en casa para que pueda estar en casa y descansar un poco sin desligarse de su trabajo. Este es el crédito número 8 con MFP, agradece a quienes le brindan la oportunidad para acceder a este crédito financiero que le brinda la seguridad para continuar con su trabajo, por otro lado se compromete una vez más a cumplir con el pago de sus cuotas de manera puntual ya que no desea dejar una imagen negativa en los miembros de su grupo que se caracterizan por la puntualidad y responsabilidad en sus pagos. El monto solicitado de 1800 nuevos soles lo invertirá en la compra de pescado fresco. También realizará el mantenimiento a uno de sus mototaxis para que puedan seguir trabajando en el.

About Peru

  • $6,715
    Average annual income
  • 113
    View loans »
    Peru Loans Fundraising
  • $56,074,975
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Julia to buy fish and pay for technical maintenance for her vehicle.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 23, 2012
Listed
Oct 2, 2012
Currency Exchange Loss:
Possible
Ended:
Mar 15, 2013