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Chiaratou Eniola's Group
In this Group: Chiaratou Eniola, Anick
This group has two female members, who mutually guarantee the loan. Chiaratou Eniola is the representative of the group, and is 36 years of age. She is married and has three children who are at school, the oldest of whom is 12 and the youngest is 4 years of age.

Chiaratou Eniola has worked for several years selling hardware items, and gets her supplies in a market in Benin and abroad. To increase her capital and satisfy her customers, she has requested and obtained a loan from Finadev. This loan will allow her to buy boxes of paint, screwdrivers, boxes of nails and rolls of wire. This will allow Chiaratou Eniola to expand her business and help provide for her children’s education. She is pictured on the left in the photo.
View original language description ↓
Il s'agit d'un groupe composé de deux femmes en caution solidaire. Chiaratou Eniola la responsable est âgée de 36 ans. Mariée et mère de 03 enfants scolarisés dont l'aîné et le benjamin ont respectivement de 12 ans et de 04 ans. Elle vend de la quincaillerie depuis quelques années puis s'approvisionne dans l'un des marchés du Bénin et de l'extérieur. En vue d'augmenter son capital et de satisfaire la demande de ses clients, elle a sollicité et a obtenu un financement auprès de Finadev. Ce financement lui permettra d'acheter des cartons de peinture, des tournevis, des cartons de clous et des rouleaux de fil afin d'élargir son commerce et de participer à la scolarisation de ses enfants. Chiaratou Eniola se retrouve à gauche dans la photo.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 502.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Chiaratou Eniola's Group's $1,000 loan helped a member to buy two boxes of paint, five lots of screwdrivers, 10 saws, five cartons of nails and five rolls of wire.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Aug 22, 2012
Sep 20, 2012
Currency Exchange Loss:
Jun 29, 2013