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Xiomara is a hard-working woman who sells clothing, shoes and cosmetics. Through her own efforts she has been able to provide for her three children, who are all studying at the university. She is proud of the fact that they are getting an education to become professionals and good citizens.

She is requesting a loan to buy a computer and accessories (desk, printer and battery) so her children can study and do their university work and meet their obligations as students.

Her dream is for her family to have good health and for her children to finish their university education.
View original language description ↓
Xiomara es una mujer trabajadora que se dedica a vender, Ropa, calzado y cosmeticos y asi con su esfuerzo propio a salido adelante con sus 3 hijos, los 3 estudian en la universidad, la cual se siente muy orgullosa de que sus hijos estudien y sean profesionales y sean personas de bien.

Solicita su crèdito para comprar una computadora con sus accesorios,(mueble, impresora y su bateria) para que sus hijos estudien y hagan sus trabajos de la universidad y puedan cumplir con sus obligaciones estudiantiles.

Su sueño es que su familia goze de salud y que sus hijos culminen sus carreras universitarias.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 81
    View loans »
    Nicaragua Loans Fundraising
  • $25,384,750
    Funds lent in using Kiva
  • 23.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,475 helped Xiomara to buy a computer.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 28, 2012
Sep 24, 2012
Currency Exchange Loss:
Apr 16, 2014