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Lourdes Rocio

Update on Lourdes Rocio

Lourdes Rocio is 40 and has 6 children with her common law husband. The family lives in the city of Ventanas in the Los Ríos province. She is a member of the Bendición de Dios Communal Bank, which is located in the Rancho Grande precinct of the Puerto Pechiche parish. The members farm and raise livestock.

Lourdes Rocio plants crops and raises animals. She is requesting the loan to purchase urea, insecticide, fertilizer for growing rice, a pig, and two hens.

The support of the loan will allow her to purchase agricultural inputs, fertilizers, urea, and insecticides. She makes her purchases in the city of Ventanas.

Her dream is to purchase a farm to have a place to work. The challenges she faces are the pests in her crops. In her free time she enjoys doing the housework.

She is very thankful for the support from the previous loan.
View original language description ↓
Lourdes Rocio tiene 40 años de edad de estado civil unión libre tiene 6 hijos, VIVE CON LOS HIJOS EN LA CIUDAD DE Ventanas provincia de los ríos.

Es integrante de la Ventanilla Bendición de Dios se encuentra ubicada en el Recinto Rancho Grande de la parroquia Puerto Pechiche, se dedican a labores Agrícolas y Pecuarias.

Lourdes Rocio se dedica la siembra y crianza de animales. Solicita el crédito para comprar urea insecticidas, fertilizantes para los cultivos de arroz, comprar 1 cerdo y 2 gallinas.

Con la yuda del crédito podrá comprar insumos, fertilizantes, urea, insecticidas. Las compras las realizará en la ciudad de ventanas. El sueño es poder comprar una finca para tener donde trabajar.

Los desafíos a los que se enfrenta son las plagas en los cultivos. En el tiempo libre le gusta realizar los quehaceres de la casa.

"Esta muy agradecido por la ayuda del anterior credito"

Previous Loan Details

Lourdes Rocío is 40 years old and lives in a common-law relationship. She lives in the precinct of Rancho Grande in Ventanas canton, province of Los Ríos. She has six children and lives with them. Bendición de Dios Communal Bank is located in the Rancho Grande precinct of the parish of Puert... More from Lourdes Rocio's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,200
    Average annual income
  • 32
    View loans »
    Ecuador Loans Fundraising
  • $23,448,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Lourdes Rocio purchase insecticide, fertilizer for rice cultivation, a pig, and two hens.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Aug 30, 2012
Listed
Sep 24, 2012
Currency Exchange Loss:
N/A
Ended:
Mar 17, 2013