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Deyanira, 31, is a bookkeeper. Her husband is an agricultural engineer. They are Christians and work hard to maintain a healthy family life. They have stable jobs and hope to own their own house one day.

Deyanira is applying for a loan, part of which she will use to make her house more secure (with security gates and window bars) and the rest to buy 2 doors and 3 windows. She is often home alone during the day and the investment will provide extra security.

For the future, Deyanira wants good health for her family and a decent life for her daughter.
View original language description ↓
Deyanira de 31 años de edad, se desempeña como contadora, ella cuenta con la ayuda de su esposo quien labora como Ingeniero agronomo, ambos son trabajadores, son cristianos, existe estabilidad laboral, son una familia unida, que han luchado poco a poco por salir adelante y obtener su propia vivienda.

solicita su crèdito para emberjar su casa (poner protectores de hierro) y comprar 2 puertas y 3 ventanas, en su casa de habitaciòn para brindarle mayor seguridad a su vivienda, ya que como trabaja en el dia pasa la casa sola y desea asegurarla.

Su sueño es que su familia goze de salud y que su hija crezca sana en un ambiente agradable y tener un trabajo digno .

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 95
    View loans »
    Nicaragua Loans Fundraising
  • $24,749,225
    Funds lent in using Kiva
  • 23.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Deyanira to make her house safer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 20, 2012
Oct 2, 2012
Currency Exchange Loss:
Feb 15, 2013