Update on Johana ElizabethJohana Elizabeth has been working as an internal auditor for the University of Uraccan for the past 12 years. She gets some financial help each month from the father of her two children each month and she is very grateful to the institution because the construction of her house was financed by AFODENIC. It has helped improve her family’s living conditions. She is known for being a very hardworking and helpful woman and is very well liked by her coworkers and neighbors.
She is asking for this loan so that she can pay for labor, as she already has all the materials she needs to build her house.
Her dreams are to have her own home; for her children to be healthy; and to have job stability so that she can help her family.
Solicita su crèdito para pagar la mano de obra ya que tiene todo el material para inicar a construir su vivienda.
su sueño es tener su propia vivienda , que sus hijos esten llenos de salud y tener estabilidad laboral para ayudar a su familia.
Previous Loan DetailsJohanna Elizabeth, 31, is single; she is employed at URACCAN University as an accountant. She has two children, the oldest, who is 10 years old and the youngest, who is 7; both are in elementary school. They live in the Nueva Guinea urban zone. She is currently studying for a post-graduate… More from Johana Elizabeth's previous loan »
About AFODENICThis loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.
Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.
Concurrent and Successive Loans
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
162View loans »