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Mariana Cecibel
Mariana started her business almost five years ago, when she moved to a different house. At the time she moved, she noted that around this well-populated part of the city, there were no stationery stores nor Internet cafés for people in the area.

With help and capital from her husband, she started off with her stationery store. Currently she works from the morning until 10:00pm. She also has a small Internet café with computers for the customers.

Mariana's husband works as a driver at Holcim (a large cement company), and she has two children in school; one in primary, and one in high school.

With the loan, she is going to buy sheets of paper, notebooks and two computers for her Internet café.

One of her goals is to be able to increase her business, and someday expand it; because that is how she helps and supports her family.
View original language description ↓
Mariana inicio con su negocio hace casi 5 años cuando se cambio de casa . Al momento de cambiarce observo que por el sector de mucho lote, no habia negocios de papeleria ni de cyber para las personas del sector con ayuda y capital de su esposo comenzo con su papeleria. En la actualida trabaja por las mañanas hasta las 22:00pm. Tambien tiene un pequeño cyber con computadoras para los clientes.

El esposo de Mariana trabaja en Holcim como chofer y tiene 2 hijos en escuela y colegio fiscal.
Con el préstamo va a comprar hojas, cuadernos y 2 computadoras para su cyber. Unas de sus metas es poder incrementar su negocio y más adelante ampliar su negocio porque con eso ayuda y sustenta a su familia

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 74
    View loans »
    Ecuador Loans Fundraising
  • $24,616,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Mariana Cecibel to buy sheets of paper, notebooks and two computers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 20, 2012
Sep 23, 2012
Currency Exchange Loss:
Jul 17, 2013