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Nani is from the village of Nergeti, Baghdati district. She is 63 years old and lives with her husband and 20-year-old son. Nani and her husband are provided with a retirement pension.

The family is involved in the agricultural business. They have a nut garden and do all relevant seasonal work to insure a good harvest. In addition, Nani runs a small dairy farm; she has a milk cow, whose milk is used in cheese products. The family also owns bee hives with bee colonies. Nani sells cheese, honey and nuts in her village. She is a very hardworking woman, with rich experience in her work.

Nani has applied for this loan to increase her number of cattle by purchasing an additional milk cow. This will allow Nani to receive more milk for her dairy and increase her sales, which provide her main income. This will give her an opportunity to improve her family's living conditions. Nani awaits your support.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 43
    View loans »
    Georgia Loans Fundraising
  • $7,931,175
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Nani to purchase a milk cow.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Aug 29, 2012
Sep 26, 2012
Currency Exchange Loss:
Oct 17, 2013