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Djro Oklounonton Group
In this Group: Yvette , Philomène, Céline
The DJRO OKLOUNONTON group consists of three members who live in the same locality in Benin.

Yvette, the group's representative, is the one raising her hand in the photo. It is the fourth time that this group is requesting financial assistance from ALIDé, in order to raise the level of its activity.

Yvette is 42 years old and married to a retailer named Séïdou. Yvette and Séïdou have eight children who are all in their care. Some of their children attend school. Parents and children live together, and the couple jointly takes care of the various expenses of the household. Yvette never attended school.

Yvette has been selling telephone recharge cards and various products, in her neighborhood, for almost fifteen years. Thanks to this activity, she is able to meet her needs without much difficulty. She buys her goods locally, in her region.

In order to better meet the needs of her customers, Yvette would like to boost and diversify her activity. This is why she is requesting a fourth loan from ALIDé, along with the other members of the DJRO OKLOUNONTON group.

Previous loans have been duly repaid.
View original language description ↓
Le groupe DJRO OKLOUNONTON est formé de trois personnes qui résident dans la même localité au Bénin. La représentante de ce groupe, nommée Yvette, est celle dont la main est levée sur la photo. C’est la quatrième fois que ce groupe sollicite l’appui financier de ALIDé en vue d’élever le niveau de leur activité. Yvette est âgée de 42 ans et est mariée à un commerçant du nom de Séïdou. Le couple a huit enfants dont certains scolarisés et tous à leur charge. Les enfants vivent ensemble avec leurs parents. Le couple assure ensemble les diverses charges du ménage. Yvette n’a pas fréquenté l’école. Il y a près d’une quinzaine d’année que Yvette exerce comme activité, la vente des cartes de recharges et divers produits dans son quartier; ce qui lui permet de répondre sans grande difficulté à ses besoins. Yvette s’approvisionne dans sa région. Dans le souci de mieux répondre aux exigences de sa clientèle, Yvette désire renforcer et diversifier son activité. Pour ce faire, Yvette sollicite, ensemble avec les autres membres du groupe DJRO OKLOUNONTON, un quatrième crédit auprès de ALIDé. Les prêts antérieurs ont été bien remboursés.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 502.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Djro Oklounonton Group's $775 loan helped a member to buy telephone recharge cards and various products.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 24, 2012
Listed
Sep 19, 2012
Currency Exchange Loss:
Possible
Ended:
Aug 3, 2013