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Update on Tabita

Tabita, who is 46 years old, is one of several TLM clients who were funded by KIVA lenders in June 2012. She received a loan of IDR 4,000,000 that was spent on kiosk stocks and duck food; she could even initiate a chicken rearing business.

The additional kiosk stocks and adequate duck food really support the improvement of her businesses. Tabita recognized that she was able to better meet her family needs. Tabita fully repaid her loans in August 2012.

She is now planning to build three rooms to lease out. To implement her plan, Tabita is requesting a loan of IDR 10,000,000 from TLM to purchase building materials for the job, i.e., cement, brick, sand, etc.

Previous Loan Details

Tabita is a 46-year-old woman. She lives with her husband and her three children Armi, 23 years old; Jhois, 18 years old; Ronald, 16 years old. Tabita also has an adopted son – Fredrik, 7 years. Tabita has been running a duck business since 2008 to add to her husband's income. She also starte... More from Tabita's previous loan »

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Indonesia

  • $5,200
    Average annual income
  • 20
    View loans »
    Indonesia Loans Fundraising
  • $5,461,825
    Funds lent in using Kiva
  • 9,501.6
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Tabita to buy building materials, i.e., cement, brick, sand, etc., and add three rooms to lease out.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Sep 11, 2012
Sep 26, 2012
Currency Exchange Loss:
May 19, 2013