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Mary's Umoja Group
In this Group: Mary, Ester, Naishie, Theresia
Mary is 36 years old and is a married woman with 4 children, ages 20, 14, 10 and 4 years old. She and her husband also take care of 1 other person, age 60 years old. Mary sells clothes; she started in 2003. Every day, she works from 10.30 a.m. to 4.30 p.m. at her business and can earn a monthly profit of about $60 from her sales.

She now hopes for a loan to buy more clothes (vitenge) for her business. She will share this loan with her subgroup members Ester, Naishie and Theresia, who have businesses dealing in vegetables sales, clothes sales and hairdressing.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 68
    View loans »
    Tanzania Loans Fundraising
  • $15,081,550
    Funds lent in using Kiva
  • 1,196.0
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Mary's Umoja Group's $850 loan helped a member to buy more clothes (vitenge, a cultural favorite) for her business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jul 10, 2008
Jun 11, 2008
Currency Exchange Loss:
Jul 22, 2010