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Edwina
This is Edwina, 43, a resident of Dasmariñas, Cavite, Philippines. She is married to Alfredo, a vendor, and a mother to her children. She and her husband manage their household while operating the business. At this time, she is working hard to continually provide income for their everyday expenses.



Edwina operates a school/office supplies business where one can buy school supplies including pens, bond paper, cartolina and the like. She gets the supplies at wholesale prices and sells them by the piece. Her store is located adjacent to her house, and her regular customers are her neighbors and the local community. She earns a minimum of Php 500 in sales every day.



To help her continue operations of her business, Edwina is requesting a Php 17,000 loan to buy school supplies to expand her product inventory. She expects a boost in her business income as she expands her business.



Edwina dreams of having a vehicle that she can use in her business. She faithfully meets up with her co-fellowship* members to share stories of her work every week and draw strength and inspiration from the Word of God she studies.



* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay Micro Finance loans.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $1175
    Average annual income
  • 1117
    View loans »
    Philippines Loans Fundraising
  • $54,649,075
    Funds lent in using Kiva
  • 41.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Edwina to pay for more stocks of office/school supplies needed in her business.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Aug 31, 2012
Listed
Sep 25, 2012
Currency Exchange Loss:
Possible
Ended:
Apr 17, 2013