Vida Plena (Paute) Group
One of the members of this group is Carmen, who is requesting her third loan through the community bank. Carmen is 40 years old, married, and has four children who are 18, 10, 8 and 3 years old. Her eldest son works and contributes financially toward the household. Two of her children are attending school in the town and her husband works in construction as a builder.
Carmen works on a large estate as a gardener. She has been in this job for five years. She works Sunday to Sunday as they provide her with a house in which to live. They also give her the opportunity to raise animals, such as lambs, guinea pigs and chickens, which she sells in her community. In addition, Carmen farms. The crops that she harvests are primarily for her family's consumption and if there are any left over she sells them.
Carmen will invest her loan in buying fertilizer, seeds and animal feed. Her goal is to some day own a restaurant as she really enjoys cooking and would like to please other people with her good cooking.
Una de las socias de este grupo es la Señora. Carmen, se encuentra realizando el tercer crédito en el banco comunal La Vida Plena, tiene 40 años de edad, es casada y ha concebido en su unión conyugal 4 hijos de 18, 10, 8 y 3 años de edad, su primer hijo trabaja y así contribuye a la economía del hogar, dos hijos están estudiando en una escuelita de la localidad. Su esposo labora en el área de la construcción como albañil.
La Señora. Carmen trabaja en una quinta como jardinera, actividad que la desempeña hace 5 años, trabaja de domingo a domingo ya que le prestan una casa para vivir, también le dan la oportunidad de criar animales como: borregos, cuyes y pollos a los que los vende por su comunidad, también se dedica a la agricultura y lo que cosecha es para el consumo de su hogar y si existe un sobrante lo vende.
Su crédito lo va a invertir en la compra de abono, semillas y en alimento para sus animales.
Su meta es algún día tener un restaurante ya que le gusta mucho cocinar y desea degustar a la gente con su buena sazón.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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