Ulalia is a 36-year-old married woman with 6 children. She has a small plantation and grows yams, taro, taamu and bananas to earn a living. She has been doing this for many years. Ulalia has requested a loan to pay for taro seeds, taamu seeds, a grass-sprayer, chemicals, a knife and a rake for her business. She has been a member of SPBD since 2010. With her profits, Ulalia need to expand her business.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.