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Update on Roberto

Roberto, 59, is continuing to work in his business. He runs a public bathroom which is on his property. His children are already independent. Roberto lives in his own home, and his business is located in his home. He is hardworking, and has several businesses. He will use this loan to make some repairs to his house. He is very happy with the support being provided, because it went very well with his previous loan.
View original language description ↓
El señor Roberto tiene 59 años, con hijos ya independientes, sigue con su actividad que es la administración de un baño público de su propiedad, el Sr. Roberto vive en casa propia y su negocio se encuentra en el mismo domicilio es trabajador ya que cuenta con varios negocios el préstamo lo invertirá en la refacción de algunos ambientes de su domicilio el está muy feliz por el apoyo brindado ya que con el anterior crédito le fue muy bien.

Previous Loan Details

Roberto runs public rest rooms that he owns. He’s a new client and this will be his first loan sequence. He’s married and has no dependent children. Roberto lives in his own house and his business is located there too. He is a worker in that he has several businesses. He will use the loan to ... More from Roberto's previous loan »

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Bolivia

  • $5,500
    Average annual income
  • 162
    View loans »
    Bolivia Loans Fundraising
  • $32,260,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Roberto to make some repairs to his house.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Aug 27, 2012
Sep 23, 2012
Currency Exchange Loss:
Oct 17, 2013
This photo was used before for a previous loan for Roberto. It was first posted on Kiva on Jan, 2012. Learn More