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Iris Amelia

Update on Iris Amelia

Iris Amelia works has worked as a Judicial Authority Human Resouces supervisor for four years. This member owns a restaurant called La Pineda in Almendro Río San Juan. She also receives help from her husband, and both are very well-known and sociable.

She is requesting a loan to buy a lap-top computer for her business and to use it for her university studies. Her goal is to improve her lifestyle, have job stability and keep her family together.
View original language description ↓
Doña Iris Amelia se desempeña como responsable de Recursos Humanos del Poder Judicial desde hace 4 años, esta clienta es propietaria de un restaurante llamado La Pineda en el Almendro Rio San Juan, tambien recibe la ayuda de su esposo, ambos son reconocidos y son sociables. Solicita su crèdito para comprar una computadora portatil ya que la necesita para el negocio y para ocuparla para sus estudios superiores. Su sueño en la vida es mejorar sus condiciones de vida, tener estabilidad laboral y que su familia permanezca unida.

Previous Loan Details

Iris Amelia is 35 and single. She has worked for the Judicial Authority of New Guinea for three and a half years. She is in charge of Human Resources. She is requesting her second loan to build a room with better conditions to make her home more comfortable. She hopes to continue to receive... More from Iris Amelia's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 76
    View loans »
    Nicaragua Loans Fundraising
  • $25,383,750
    Funds lent in using Kiva
  • 23.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Iris Amelia to buy a computer.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 19, 2012
Oct 2, 2012
Currency Exchange Loss:
Sep 17, 2014