"Ruta is a 33-year-old married woman with 6 children.
She has a small plantation and grows taro, ta'amu (a root vegetable), bananas, etc. to earn a living. She has been doing this for many years. Ruta has requested a loan to pay for a grass-sprayer, chemicals, a knife, and barbed wire for her business.
She has been a member of SPBD since 2010. With her profits, Ruta hopes to improve her family living condition.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.