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Engracia, 55, is a single mother of 2. She lives in the municipality of Azacualpa in the department of Santa Barbara. For 5 years, Engracia has been selling merchandise such as undergarments for men and women, shoes, socks, blouses, T-shirts, etc. She set up this business in a storefront that she rents which is located in a strategic point where there is a constant flow of customers. She is requesting a loan for 21,000 Honduran lempiras to invest in merchandise to stock her business. She will buy more underwear, blouses, socks and shoes. Her goal is to eventually have a big store that she can pass down to her children.
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Doña Engracia, tiene 55 años de edad, es madre soltera, tiene dos hijos y vive en el municipio de Azacualpa, Santa Bárbara. Hace 5 años que doña Engracia se dedica a la venta de mercadería como ropa interior para damas y caballeros, calzado, calcetas, blusas, camisetas etc. este negocio lo tiene establecido en un local que alquilo, y está ubicado en punto estratégico donde hay afluencia de clientes. El préstamo que solicita es por 21,000 Lempiras y lo invertirá en compra de mercadería para surtir el negocio, comprara más ropa interior, blusas, calcetas y zapatos. Su meta es llegar a tener una tienda grande y que sus hijos la administren como su patrimonio.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 83
    View loans »
    Honduras Loans Fundraising
  • $8,816,850
    Funds lent in using Kiva
  • 19.6
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Engracia to buy men's and women's clothing and shoes to sell.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 3, 2012
Sep 23, 2012
Currency Exchange Loss:
Oct 17, 2013