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Chocruz Sijense Group
In this Group: Antonia, Isabel, Marta, Maria, Inecia, Tomasa, Benita Maria, Manuela, Saturnina Lidia*
* not pictured
Marta is a widowed mother and is 22 years old. She didn't have the opportunity to study. She has three children, one of them is studying. She is engaged in the sale of fruits and vegetables. She started this business selling avocados, and she has six years of experience now.

She organized a group to request a loan that she will use to buy merchandise, fruits and vegetables, and improve the amount of sale. For the future, she hopes to have another point of sale and thus improve her income. The other members are engaged to animal breeding and clothes tailoring.
View original language description ↓
La señora Marta es madre viuda, tiene 22 años de edad. no tuvo la oportunidad de estudiar, tiene 3 hijos de los cuales 1 esta estudiando, se de4difca al comercio a la venta de frutas y verduras, inicio este negocio, vendiendo aguacates, y hasta el momento lleva 6 años de experiencia.

Organiza un grupo para solicitar un préstamo que lo utilizara para la compra de mercadería, frutas y verduras, y mejorar la cantidad de su venta, en el futuro espera tener otro punto de venta y así mejorar sus ingresos. Las demás integrantes se dedican a la crianza de animales, y a la confección de prendas.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $4,155
    Average annual income
  • 69
    View loans »
    Guatemala Loans Fundraising
  • $9,397,925
    Funds lent in using Kiva
  • 8.0
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Chocruz Sijense Group's $1,325 loan helped a member to buy merchandise (fruits and vegetables).
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 5, 2012
Listed
Oct 1, 2012
Currency Exchange Loss:
Possible
Ended:
Mar 15, 2013