Noudehou 1 is a group of 3 people, who are all members of the same family. The representative of the group, Ayomassè (whose hand is raised in the photo), is 46 years old. She is married to a man named Nestor. The couple has two children. Both children have been to school and are still under their parents' care. In addition to their own children, the couple also takes care of another child. The couple lives together with the children, and they provide for the needs of their household together. Ayomassè did not go to school.
Ayomassè has been selling beans, corn, and manioc flour for almost four years. Ayomassè procures her goods from areas in Benin. She conducts her business passionately, and this is what allows her to meet her family's needs.
In order to satisfy her customers, Ayomassè is requesting this loan with the other members of the Noudehou 1 group. This loan will help them better respond to customer requests and increase profits. Their previous loans have all been repaid.
NOUDEHOU 1 est un groupe de trois personnes, dont les membres appartiennent à une même famille. La représentante du groupe, Ayomassè dont la main est levée sur la photo), est âgée de 46 ans. Ayomassè est mariée à un certain Nestor. Le couple a deux enfants tous scolarisés et à leur charge. En plus de leurs enfants, le couple a un autre enfant à charge. Le couple vit ensemble avec les enfants et assure ensemble, les différents besoins du ménage. Ayomassè n’a pas fréquenté l’école. Il y a près de quatre ans que Ayomassè mène comme activité la vente du haricot, du maïs et de la farine de manioc. Ayomassè exerce cette activité passionnément, ce qui lui permet de subvenir à ses besoins. Ayomassè s’approvisionne dans certaines régions du Bénin. Dans la quête de la satisfaction de sa clientèle, Ayomassè sollicite un crédit avec les autres membres du groupe NOUDEHOU 1. Ce crédit leur servira à mieux répondre aux demandes de leur clientèle et à se faire plus de profits. Les crédits précédents ont été bien remboursés
Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.
Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.