Mr. Roberto is married, is 55 years old, has a 4th grade education and has three children who are not in school due to lack of resources. He is in business and owns a general goods store. He started this business selling to passerby on the side of the road. He has 18 years of experience, but at the moment, his home is also his store. He counts on the support of his wife who is devoted to domestic chores.
He is organizing a group to apply for this loan with which he will purchase: carbonated water, juices, candy, dairy products, etc. In the future, he also plans to install an area in which to sell medications, since it is lacking in the community he lives in. The other members of the group are engaged in raising animals and business.
El señor Roberto esta casado, tiene 55 años de edad, cursó los 4 años de educación primaria, tiene 3 hijos los cuales no están estudiando por falta de recursos, se dedica al comercio a la atención a un tienda de artículos de consumo en general, inicio este negocio, vendiendo en la orillas de los caminos a los que pasaban, y hasta el momento tiene ne su casa como local y lleva 18 años de experiencia, cuenta con ela apoyo de su esposa quien se dedica a los oficios dometicos.
Organiza un grupo para solicitar un rpestamoq con el que comprara: Aguas gaseosas, jugos, golosinas, lacteos, etc; espera en el futuro tambien instalar un punto de venta para venta de medicamentos, ya wque hace falta en la comunidad donde vive, Las demas integrantes del grupo se dedican a la crizna de anmales y al comecio.
About Asociación ASDIR
ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.