Cristina is 34 years old and has four sons, aged 15, 13, 9, and 6. She is married, and her husband works in a factory. She is one of the members of Luna Turquesa Group. She started her business selling jewelry and used shoes. The loans she took out helped her improve her business: firstly, she bought a jukebox to rent it out, then she bought ingredients to start preparing and selling Mexican food, and lastly she bought a gas cylinder and other things she needed for her business. Her business is working well today, with the help of her husband and sons. She knows that she is a long way away from having a restaurant, but she hopes all her efforts will help her achieve this dream of hers. Luna Turquesa Group is already in its sixth cycle with the field partner. It is a very good and hardworking group; all its members know and support each other very well.
Cristina es una mujer de 34 años de edad, tiene 4 hijos de 15, 13, 9 y 6 años. Es casada, su esposo es empleado en una fabrica. Ella es una de las integrantes del grupo Luna Turquesa e inicio su negocio vendiendo joyería y zapatos usados. Sus créditos la han ayudado a elevar su negocio, primero compro una rocola para rentarla, después junto las cosas para comenzar a vender comida mexicana y compro un tanque de gas y el resto de las cosas para que le faltaban para su negocio.
Hoy ya esta funcionando su negocio, en su puesto la ayudan sus hijos y su esposo; ella sabe que le falta mucho para tener un restaurante, pero echándole ganas sabe que puede llegar a conseguir su sueño.
El grupo Luna Turquesa ya tiene con la empresa 6 ciclos, es un grupo muy bueno y trabajador, todas sus integrantes ya se conocen muy bien y se apoyan unas a otras.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.