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Dulce Aroma Group
In this Group: Salome, Cinthia Teresa , Doris Rully, Juana, Cristina, Doris , Marta, Rosalia
The Dulce Aroma ('Sweet Smell') communal bank is starting its first cycle with field partner Pro Mujer, as part of the focus centre of Villa Exaltación. It has eight members and is headed by a board; Cinthia is the treasurer. The members have different types of businesses: selling snacks, selling trousers, sewing and selling clothes, making jackets, selling blouses, cosmetics, weaving artisanal cloth, selling spirits. The money these small entrepreneurs borrow benefits all of them. Cinthia says it is the first time she works with Pro Mujer, and that a friend, who is a member, invited her. Cinthia has a shop where she sells clothes. She started this business on her own initiative, trying to get her family out of its state of poverty. She will use the loan to buy more clothes from wholesalers and then sell them in her shop. Her business helps her to generate income to support her family as much as possible. She lives with her partner and their two sons. When asked what it is she likes about Pro Mujer, she answers that she finds the courses on health and credit opportunities very helpful.
View original language description ↓
La A.C. “DULCE AROMA” iniciará el ciclo primer ciclo en Pro Mujer, como parte del Centro Focal de Villa Exaltación, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Cinthia es la Tesorera. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos tenemos: chiflera, comerciante de pantalones, costura y venta de ropa, costura de chamarras, comerciante y venta de blusas, cosmetología, artesanía en tejido, almacén de licores.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Cinthia es una integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de una amiga que es socias de la institución. En la actualidad ella tiene un negocio de venta de ropas, ella da a conocer que esta actividad la inicio por iniciativa propia, viendo la necesidad que tenía su familia.

El crédito que ahora sacará es para el aumento de capital (compra de ropa) que comprará de de las vendedoras por mayor y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella vive en unión libre y tiene dos hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en las áreas de salud y crédito.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 222
    View loans »
    Bolivia Loans Fundraising
  • $31,533,425
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Dulce Aroma Group's $2,850 loan helped a member to buy clothes.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Aug 31, 2012
Sep 23, 2012
Currency Exchange Loss:
Apr 17, 2013