Isaac L. M. is forty years old. He is married and the father of five children who are currently in school. Isaac is a manufacturer of liquid soap and has supplied his products to restaurants and canteen operators over the last year. His production is on a very small scale due to capital inadequacy. He wants to use the loan to buy more stock of raw materials like base, salt, colour, and bottles to expand his production and increase his income. His dream is to see his business grow bigger to allow him to better support his family’s basic needs and children’s educational needs. He belongs to the community group called Steadfast Trust Group. Members guarantee for one another as social collateral to access the loan.