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Tat'yana is a farmer. Since 2007, she has been cultivating crops such as grapes, strawberries, tomatoes, wheat and barley. Her husband helps with the business. Tat'yana began her business by growing grapes and strawberries. In order to perform timely plowing and other work on her large plot of land measuring 0.7 hectares, Tat'yana has decided to buy motorized farm equipment, and needs your help to finance her purchase.

Tat'yana's future business plans include buying a mini tractor, expanding the area where she grows strawberries and grapes, and drilling a well for irrigation. She would also like to purchase a vehicle to transport her produce to the market.
View original language description ↓
Татьяна - фермер. С 2007 года занимается выращиванием таких культур как: виноград, клубника, помидоры, пшеница, ячмень.
Справляться по хозяйству ей помогает муж.
Развитие деятельности начиналось с выращивания виноградников, а также клубники.
Для своевременной вспашки и культивации в условиях континентального климата большой площади земли в 70 соток, Татьяна решила приобрести мотоблок.
В планах на будущие: приобрести мини трактор, расширить площади для посадки клубники и винограда, а также скважина для полива.
В личных планах: Покупка автомобиля для транспортировки товара на рынки сбыта.

Нуждается в вашей помощи для финансирования мотоблока.

Additional Information

About Agro Capital Management

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

ACM uses a financing model that is relatively unique. Typically, a microfinance institution will lend money to farmers, who then purchase products they need to have a successful harvest and pay back the loan. In ACM's model, the organization purchases the agricultural goods before reselling them to small farmers on an affordable payment plan. This allows farmers to begin using the goods they buy without having to pay in full upfront.

As part of ACM's offering, clients receive training to improve crop yields. In order to cover its costs, the organization charges a small service fee. The amount of each Kiva loan includes both the cost of agricultural supplies and the service fee. As with all Kiva loans, repayments will be returned to lenders on the schedule outlined.

About Ukraine

  • $8,200
    Average annual income
  • 1
    View loans »
    Ukraine Loans Fundraising
  • $6,345,475
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD