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Hrandik, 55 years old, lives in the city of Kapan. He is married and has two children: a daughter and a son. Hrandik’s daughter is a first-year student at Goris State University. She is studying in the primary school teachers' training department.

Hrandik works as a turner, his wife is unemployed and his son, who has graduated from Yerevan State University, is married and lives separately from his parents. Thanks to his work, Hrandik provides for his family. This is Hrandik’s third loan from Nor Horizon and he is seeking 250,000 AMD to pay for his daughter’s education.

Additional Information

More information about this loan

This loan is part of NorHorizon's education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education. By supporting this loan, you're enabling access to education for students with limited options. 

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 123
    View loans »
    Armenia Loans Fundraising
  • $14,083,350
    Funds lent in using Kiva
  • 408.2
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Hrandik to pay for his daughter’s education.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 14, 2012
Sep 24, 2012
Currency Exchange Loss:
Sep 17, 2013