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Vugar is 30 years old, married, and lives with his wife and little son. He has been working for five years in the transportation business. He has a taxi and provides service to his customers in the district where he lives.

Vugar is asking for a loan of 700 AZN. With the help of this loan he will buy the necessary construction materials to repair his house. In the future, his dream is to buy a new car that he can use for transport.

Additional Information

About VisionFund AzerCredit:

Vision Fund AzerCredit was established in 1996 to provide credit to ensure people can take control over their own lives and livelihoods.

While VF AzerCredit works both in the urban and rural areas of Azerbaijan, the emphasis is placed on providing loans to micro and small rural entrepreneurs and self-employed poor, covering remote areas, which are not bankable.

AzerCredit provides group loans, agriculture loans and household and family loans for small and micro entrepreneurs.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Azerbaijan

  • $10,800
    Average annual income
  • 28
    View loans »
    Azerbaijan Loans Fundraising
  • $14,345,975
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Vugar buy materials to repair his house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 5, 2012
Sep 24, 2012
Currency Exchange Loss:
Oct 17, 2013