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Hélène Nadège
Hélène Nadège is a young, 27-year-old woman who is engaged, and the mother of a 14-year-old child who goes to school. She has been a restaurateur for one year. Thanks to her to warm welcome and the good quality of the food she sells, and especially the prices she charges, she has built up a considerable customer base which is becoming more and more demanding. Her small turnover does not enable her to address the various complaints of her clientèle. This loan will enable her to buy cases of drinks and food (cartons of fish, bags of rice and other ingredients for meals) so that she can diversify and increase the quantity of the ingredients she puts in her meals, in order to satisfy her customers and also to increase her profit margin. She will reinvest part of her profits into her business in order to expand it, and the rest will enable her to meet her family's needs.
Nadège est une jeune femme de 27 ans fiancée mère de 1 enfant d 14 ans qui va à l'école. Elle est commerçante dans le domaine de la restauration depuis 1 ans. Grâce à son accueil chaleureux et à la bonne qualité des plats proposés,et surtout aux prix pratiqués, elle a acquis une clientèle considérable et de plus en plus exigente.La petitesse de son chiffre d' affaires ne lui permet plus de satisfaire les doléances variées de la clientele. en effet,ce crédit lui permettra d'acheter les casiers de boisson et les aliments(cartons de poisson, sac de riz et les ingrédients)afin de diversifier et augmenter les quantités de ses denrées alimentaires entrant dans la composition de ses plats, de satisfaire sa clientèle mais aussi d'augmenter sa marge bénéficiaire. elle réinvestira une partie de ce bénéfice dans son activité pour l'agrandir et le reste l'aidera à subvenir aux besoins de sa famille.

Additional Information

More information about this loan

This loan is part of ACEP Cameroun's new loan program targeting poor clients who require smaller loans thant ACEP normally disburses. The smaller loan size allows clients with micro-enterprises to borrow and repay the funds they need to grow. By supporting this loan, you are expanding financial access to entrepreneurs with very little starting capital, including many who have never taken out a loan.

About ACEP Cameroun

Agence de Crédit pour l’Entreprise Privée (ACEP) is Kiva's second Field Partner in Cameroon. Founded in 1999, ACEP has developed a strong lending methodology to serve entrepreneurs in Cameroon's urban centers such as Douala and Yaounde.

About Cameroon

  • $2,400
    Average annual income
  • 0
    View loans »
    Cameroon Loans Fundraising
  • $1,184,725
    Funds lent in using Kiva
  • 500.6
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Hélène Nadège to buy food (bags of rice, cartons of fish), cases of drinks and the ingredients necessary to prepare breakfast.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Aug 31, 2012
Sep 19, 2012
Currency Exchange Loss:
Oct 17, 2013