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Zarina
Ms Zarina is the mother of two sons and a daughter. She supports her family financially through her milk sales business, and serves her community well. Ms Zarina's husband has a cycle repair shop. Her son is employed in a small general store. Ms Zarina contributes to the household income a lot to cover day-to-day expenditures.

Ms Zarina is in charge of providing her family with good food, health and education. She has slowly but surely improved her business by taking loans from the Kashf Foundation. She has requested a loan of PKR 20,000 to buy another cow. This would increase the quantity of milk, allowing her to serve more customers. Ms Zarina wishes to use the earned profits to improve her home conditions.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $3,004
    Average annual income
  • 164
    View loans »
    Pakistan Loans Fundraising
  • $13,425,575
    Funds lent in using Kiva
  • 94.6
    Pakistan Rupees (PKR) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $225 helped Zarina to buy another cow.
99% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 12, 2012
Listed
Sep 24, 2012
Currency Exchange Loss:
Possible
Ended:
Oct 17, 2013