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Sohlhupah Group
In this Group: Nemboi, Lamneichong, Chongbem, Chongbem, Lhaikhonei
The lady standing on the end with her hand raised is Nemboi.She is 49 years old, married and has three daughters. Her husband works in a quarry on the river bank and sells stones, shingles and sand to builders. She is one of the beneficiaries of a WSDS loan. With the loan from WSDS, she started weaving (backstrap, traditional style of weaving) local traditional clothes. She, along with her elder daughter who is a school dropout, manages to weave seven to eight saipikhup (a very popular, must have traditional shawl) in a month. This means they hardly enjoy any free moments. To finish seven to eight saipikhup in a month requires one to continuously weave from morning to dusk with little breaks in between.

Nemboi is fully committed and engrossed in her work because she wishes to earn as much as she can so that she is in a better position to enroll her youngest daughter in a nursing course. She wants to take a loan of INR 10,000 to purchase yarn/thread to continue her weaving business.

Additional Information

More information about this loan


This loan is part of WSDS's effort to reach some of the most underserved parts of India's troubled northeast region, where there is very poor penetration of both formal and informal financial services. By supporting this loan, you are enabling access to finance for women living in some of India's most remote areas.


Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About WSDS-Initiate
WSDS-Initiate is an inclusive nonprofit that works with women across all tribes and minority communities in Manipur, located in the remote northeast region of India. Most organizations concentrate their work in the plains region of Manipur, but WSDS is among the very few organizations serving women in the isolated hills. Political unrest and frequent economic blockades in the area make it very difficult to provide services, resulting in Manipur having the lowest penetration of financial services in the country.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About India

  • $4,000
    Average annual income
  • 161
    View loans »
    India Loans Fundraising
  • $5,194,825
    Funds lent in using Kiva
  • 54.0
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Sohlhupah Group's $950 loan helped a member to purchase yarn/thread for weaving.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Sep 22, 2012
Listed
Sep 24, 2012
Currency Exchange Loss:
Possible