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Tweyambe Mutukula Women Group
In this Group: Joyce, Fatuma, Jeneffer, Sunday, Adija , Christine, Annet , Jackabo, Safuroza , Polina, Annet , Goreti , Faith , Semu, Jesika , Joyce , Yodesi, Jane , Aida, Irumba
Joyce is a member of the above group, where each member guarantees the others in accessing a loan. She was glad to share with us her profile.

She is a 31-year-old engaged woman with two children living in Bundibugyo, Uganda. For ten years she has been selling clothes. She started the business after dropping out of school because of an unwanted pregnancy and her parents' refusal to send her back after giving birth. Her main hardship is inadequate capital to meet the various demands of her customers.

Her personal goals are educating her children and building a permanent house for the family, as they are currently under a mud-wattled dwelling.

The purpose of the loan is to buy new clothes to sell ahead of the Christmas season. She intends to expand her business into new market areas and also diversify her business to include farming.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 206
    View loans »
    Uganda Loans Fundraising
  • $31,377,250
    Funds lent in using Kiva
  • 2,487.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Tweyambe Mutukula Women Group's $4,525 loan helped a member to buy new clothes for her business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 11, 2012
Sep 24, 2012
Currency Exchange Loss:
Mar 18, 2013